Cal Commercial Insurance Logo
    About Us
    Who We Are

    California's Most Trusted Contractors Insurance Agency

    With over 15 years of specialized insurance services and a company focus on excellent customer service, we are fully committed to solving all your contractor's insurance needs.

    We work for you, not the insurance companies.

    Cal Commercial Insurance was founded to make a real difference for our client's businesses. We pride ourselves on being responsive and knowledgeable while providing complete insurance solutions for Building Contractors and the Construction Trades.

    We are Independent Agents in San Clemente, servicing the whole state of California. Being independent, we are free to choose the best carriers for your specific insurance needs. We are how chosen to only work with insurance carriers who love to insure Contractors! That way, we can save you up to 50% off your insurance rates elsewhere.

    Independent Agency

    We shop the market to find you the best rates and coverage.

    Contractor Specialists

    We understand your trade, your risks, and your needs.

    Kevin Walheim

    Kevin Walheim

    President & Founder

    "We take great pride in delivering 100% client satisfaction every time! Our goal is to educate and protect you from hidden clauses that can lead to denied claims."

    Frequently Asked Questions

    My insurance agent already got me the lowest rates. Why should I check with your agency?

    That's a great question, but unless your agent works for an independent insurance agency, that only specializes in the construction trades, they're probably not offering the best rates for each trade at any given time.

    Shouldn't I wait until my insurance renewal to check rates?

    Typically, we've been able to save our clients so much from their previous rates they happily cancel their old insurance to lower their monthly costs now, instead of waiting for renewal.

    Why should I choose to work with an agency that specializes in the construction trades?

    There are always new carriers coming into the market with lower rates. We know about them first. We also offer free federal programs available to help lower your workers' comp rates, while providing free benefits for your employees.

    Ready to start saving?

    Get Your Free Quote Today

    Find out how much you can save on your commercial insurance.

    No commitment required. Fast, free quotes.

    Cal Commercial Insurance Logo

    We specialize in providing California contractors with the best commercial insurance rates. Our priority is to educate and protect you from hidden clauses while saving you up to 50% on premiums.

    Insurance Products

    Contractors We Insure

    • General Contractors
    • Roofers & Plumbers
    • Electricians & HVAC
    • Concrete & Drywall
    • Landscapers & Tree Trimmers

    Contact Us

    © 2026 Cal Commercial Insurance All Rights Reserved. Not affiliated with, endorsed by, or sponsored by the California State Fund.

    Richard Badoux
    Verified Client
    2 days ago

    "Excellent 5 Star Review. Cal Commercial Insurance saved us over 40% on our Workers Comp. Fast and easy process."