Workers' Compensation Insurance
For many Contractor businesses, Workers' Comp coverage is the largest part of its insurance expense. We have strategies to help you lower your rates by up to 50%!
Protect your employees and your business from workplace injuries.
Avoid state-fund penalties and high premiums.
Specialized programs for Roofers, Plumbers, and high-risk trades.
Save on Workers' Comp
Get a free quote and see how much you can save compared to the State Fund.
Are you paying way too much for your California State Funded Workers Comp Insurance?
Were you told that the State Funded Workers Comp Option is your ONLY option?
That might not be true!
Are you a Roofer, Tree Trimmer, Demolition Contractor, or do you work in high places or with explosives? If not, you can be paying as much as 50% less for your Workers Compensation Insurance, compared to to what you're paying today with CA State Funded Workers Comp!
By law, most employers are required to provide coverage for lost wages and medical bills incurred as a result of on-the-job accidents or illnesses. But that doesn't mean you have to overpay.
Why Choose Cal Commercial Insurance?
- We specialize in the construction trades, meaning we know exactly which carriers have the appetite for your specific risk profile.
- We review your Experience Modification Rate (Ex-Mod) to ensure accuracy and help you improve it.
- We help you implement safety programs that qualify you for additional premium discounts.